In this paper, a conceptual research model is proposed to study safe online banking behaviour. The Protection Motivation Theory functions as the core of the model. The model is extended with additional variables, making it suitable for the online banking context. The coping perspective, which is central to the Protection Motivation Theory, seems to be valuable to study behaviour in information systems. By taking a cognitive behavioural perspective, it can be examined how individuals cope with threats, which may contribute to the development of effective intervention programs aimed at safe online banking.
Critical success factors for security education, training and awareness (SETA) programme effectiveness: an empirical comparison of practitioner perspectives
Cyber security has never been more important than it is today in an ever more connected and pervasive digital world....